Dedham, Quincy, Needham, Franklin, Norwood MA Insurance

Always employ the services of a professional insurance company for best results

Your search for a professional insurance company will end with us at Remsen Insurance. We are a family based and operated company and offer forward-thinking and smart advice. Our staffs aim in taking away your stress by keeping things sensible and simple for you. The experienced advisors in our company will give you enough time to understand your unique needs and circumstances to ensure that you have the cover and protection you need. People residing in and around Dedham, Newton, Norwood and Wellesley can make the most of our services.

The Remsen Insurance Difference

  • Our professionals are always there to help you. We love to help and advise people on what they require to stay safe
  • Be it car, home or life insurance we will have you covered
  • It is our aim to keep the entire process simple so that you are aware of what you are investing in and what are the benefits you can acquire from it
  • You can choose a plan or cover as per your need and budget
  • We can answer your query promptly

Everyone of you possess unique insurance needs so keeping this in mind we treat every customer as an individual and not a policy number. Our whole team will work together like a team and thus can handle your needs precisely. We at Remsen Insurance believe in traditional principles and recognize that each client is different, each risk is different, hence treat each client personally. The experts in our company pride themselves on their commitment to offer efficient, courteous and high quality services to customers and their key focus are taking care of both existing and new customers better compared to others in the market. Based on this approach we have garnered the reputation of being the best protection company and it is this approach which is the differentiating and an enduring trait of our business.



Auto insurance in Franklin, Hingham, Newton, Wellesley, MA

Why investing in an auto insurance is a must have?

If you are on the lookout for an auto insurance, then we are the company for you. The staffs in our company sees things differently and understand how special your car is and how much you love it and the importance of looking after the same. Accidents do take place or you may have committed mistakes during the past. But with our car insurance plans at Remsen Insurance you can enjoy peace of mind. The areas that we serve include Dedham, Newton and Norwood.

The benefits of having a vehicle insurance

  • It is a worthy investment that will protect you as well as your future against the unexpected
  • It will act as a strong financial security blanket during accidents and damages
  • It will cover you if your car is keyed by vandals or destroyed by fire
  • Protect you from both underinsured or uninsured motorists
  • It will strengthen peace of mind whenever you are on the road
  • No matter you need comprehensive coverage, third party property cover, third party theft and fire cover or compulsory third party or mandatory car accident personal injuries cover we will have you covered

When you become a customer of Remsen Insurance you can expect excellent services. We have a team comprising of friendly and skilled experts who possess an industry experience to answer your doubts and queries. For us no job is big or small. The technicians in our company are highly trained and can guide you in selecting the best insurance plan for your car. Our offices are located centrally and is open all 7 days a week. Come join hands with us and make the most of our insurance plans. We offer insurance covers for all budget types, so you can make the most of it and stay safe.

Insurance agency in Newton, Norwood and Wellesley, MA

Insurance is a low cost from or risk management

Insurance is still the most practical and cost effective form of risk management. Unfortunately, insurance can be complicated and full of minefields. That is why it is a good idea to work with a professional indecent insurance agent who ca help you find the best cover for your needs. Remsen Insurance is an independent agent serving the communities of Newton, Norfolk, Needham, Norwood, Dedhem and Wellesy MA and they can help you with all your insurance requirements.

There are always risks and these days there are more perils than ever before. If life there are things you can try and prevent and there are things you can’t prevent. For those things you can’t prevent you can at least prepare for. Life insurance is a good example of preparing for the inevitable. Life insurance is one of the only types of insurance that can actually enrich somebody, but that is a situation you would want.

Generally, insurance is not about making money but rather about not losing everything. Unlike gambling insurance does not pay out big jackpots that will enrich you. However, insurance will cover most of your losses should you face some disaster or calamity. Property or home insurance is a good example of the kind of cover that can save you from losing everything. Unlike gambling proper insurance does not carry risk and won’t cost you an arm or a leg.

If you own a car, then car insurance is basically a given. If you own a business, you can hardly risk it without commercial insurance. If you travel abroad, you will be foolish to do so without proper travel insurance. There is risk associated with just about everything you do. Insurance is a form of risk transfer where the carrier accepts financial in exchange for monthly premiums. This concept works because millions are insured and bad things don’t happen to everyone at once. You just never know when it might be you.



Auto and home Insurance in Newton and Norwood, MA

Risk management with auto and home insurance

Insurance is about risk management and auto and home insurance are no exceptions. If you own a car or drive a car there are risks involved. If you own a home, there are risks involved. The best way to protect yourself against the financial risks is to have proper insurance.  Remsen Insurance is an independent agent serving the communities of Newton, Norfolk, Needham, Norwood, Dedhem and Wellesy, MA. They specialize in auto insurance and home insurance and can help you find the right for your risk profile.

When driving a vehicle there is always the risk of a road accident. So it follows that you would want cover in the case your vehicle is damaged or you are injured in a road accident. This type of auto insurance is called collision insurance and it is a big risk to drive around without it. Of course others could be injured or suffer as a result of your negligent driving. In such an event you will be liable for costs associated with such injury or damages. To protect you in the event of 3rd party claims you need liability cover. In fact, liability insurance is compulsory in terms of state law and you are not legally permitted to drive around without it. Your auto insurance can also extend to cover you for other events such as auto theft, storm damage, vandalism, civil unrest and other risks. Your agent will be able to advise you regarding the best options and deals when it comes to auto and car insurance.

Your home is your castle and most likely your single biggest investment. You don’t want to lose that investment should it all go up in flames. Fire is of course a real risk but there are many other risks such as flooding, burglaries, accidents and so on. Having the right home insurance should be one of the pillars of your financial and risk management strategies.


Insurance in Dedham, Newton, Norwood and Wellesley, MA

Interesting Facts About Insurance Policies

If you are looking for an insurance company that can cater all your needs then you have stepped into the right place. We at Remsen Insurance Agency have been serving customers residing in and around Newton, Norfolk, Needham, Norwood, Dedhem and Wellesy MA for quite some time now. We are certified and bonded which means you can count on us without any hesitation. The best part is we offer coverage on everything related to property, health, cars, life and so on, which means we are one stop destination for all your protection needs.

The Remsen Insurance Agency Difference

  • We have garnered the trust of people owing to our dedication and timely service
  • Ours is an independent agency which means our agent will work hand in hand with you
  • We have good experience in this domain, hence you can be rest assured that we will answer your call and help you in the best way possible
  • We specialize in combining our policies for earning the finest possible discounts. Our agents give their best in ensuring that you avail the coverage that you require
  • Policies are likely to get complicated. Thus we take ample time to exactly explain to you what you will get and also resolve your queries happily
  • When you contact us, our experts will communicate with you and not any automated system
  • When you experience a property damage or a car accident, we are always ready in walking you through the entire claims process
  • No matter the event, we will streamline your selection process along with sharing with you the experience of countless people we have assisted so far in order to boost your confidence
  • We offer the finest cover along with proactive service as well as keep yearly premiums at a minimum

We at Remsen Insurance Agency continue to succeed as we care. Our agents are passionate regarding ensuring that you are properly insured.


Property Insurance in Newton, Norwood and Wellesley, MA

The Importance of Having the Right Property Insurance Coverage

When it comes to protecting your abode choosing the right insurance company is of utmost importance. By joining hands with Remsen Insurance Agency you can breathe a sigh of relief. We offer the best property insurance policies and at lower insurance rates to people residing in and around Newton, Norfolk, Needham, Norwood, Dedham and Wellesy, MA. Our rates are cost effective but this does not mean that your protection will be compromised. By relying on our insurance agents you can avail the right coverage and also feel secure that you have taken the right decision.

Why choose us?

  • Guaranteed replacement cost- this means we will pay either the replacement or repair cost for your home and with materials of equivalent quality and kind devoid of the limits imposed via other insurers
  • Liability protection- If you desire in extending your home’s liability coverage, we have specific programs which can offer that too. But you should insure your abode with us for being eligible for this additional liability protection
  • Inflation guard protection-the inflation guard protection that we offer will augment your coverage limits automatically every year for keeping up with the amends to the expenditure of personal property and building materials. It is this feature that will aid in ensuring that you get the protection that you require when you require it
  • Identity theft coverage- the insurance plans that we offer for the protection of your property will help in covering out of pocket expenditure and also the service cost that you may require for straightening out the credit records and also reclaiming your identity
  • Unlimited living expenses- in case your home gets damaged thereby forcing you in living elsewhere till the repairs are done, our insurance policies will pay the added living costs for a period of 1 year. This includes the additional rent, travel and food expenses

The insurance programs that we at Remsen Insurance Agency offer has been designed to have unique features which help us have an upper hand over others.



Commercial or business insurance in Wellesley, MA

Business insurance should be left to the experts

It exciting to own and run your own business. However, business is complicated and stressful enough without having to worry about things like business insurance. That is why it is a good idea to leave your commercial insurance requirements in the hands of a reputable local agent. Remsen Insurance offers commercial insurance solutions to businesses in and around Newton, Norfolk, Needham, Norwood, Dedham, Wellesley, MA. With them you can have peace of mind knowing that your business insurance is in place and that you are properly covered for the real risks you face on a daily basis.

Business insurance will cover your losses in in the event some disaster or mishap. There are different components in commercial insurance and many of them come together in what is known as a Business Owners Policy (BOP).   Commercial insurance has so many options that makes it confusing for a business owner to know what the best options are. Some commercial insurance options include liability cover, workers’ compensation, commercial auto, fire, theft, loss of income, errors and omissions, umbrella insurance and more.

There are some parts of commercial insurance that are common to most types of businesses. Liability insurance, property insurance and fire damage are examples. However, there are many different categories of business and each type has different risks and will therefore require different insurance. For example, a builder faces different risks to those a boat charter business or those of a restaurant. That is why you get specific types of business insurance such as builders insurance, surety bonds, marine insurance, restaurant insurance, transport insurance and so on.
As a business owner you have enough on your plate without still having to worry about the intricacies of commercial insurance. It makes sense to leave complicated matters such a business insurance in the hands of the experts.


Auto Insurance in Newton, Norwood, Wellesley, Dedham, MA

Boat and auto insurance from a reliable independent agent 

Boating is a great way to spend your time whether it’s in the form of sailing, fishing, tubing or skiing. However, mishaps, accidents and disasters can spoil your fun and if you don’t have the right boat insurance you could soon have that sinking feeling. Boat insurance can be thought of as sub-category of auto insurance since a boat is also a type of vehicle. If you need boat insurance in Newton, Norfolk, Needham, Norwood, Dedhem or Wellesy, MA, then Remsen Insurance can help.

You can most likely think of more fun ways to spend your time than scanning endless insurance options. Boating comes to mind! So why not leave your auto and boat insurance requirements in the hands of your local independent insurance agent? That way you can spend more of your time doing what you enjoy and at the same time you will have the peace of mind knowing you are financially covered for those mishaps, accidents or disasters that life might throw at you.

It does not matter whether you have a sailing boat in Newton, a yacht in Norwood, a power boat in Norfolk, a ski boat in Needham, a fishing boat in Dedhem or some other watercraft in Wellesy, your independent agent will find the right boat insurance for you at the right price.

Auto insurance has many options such as liability cover, collision cover, cover for theft, storm damage options, exclusion and conditions. Boat insurance equally has many options. Insurance is complicated and apart from the hassle of finding affordable insurance, you want to be sure you don’t make mistakes when taking out boat or auto insurance. For example, you don’t want to find out after the fact that you are not covered for specific event or situation. A specialist agent will not only take the hassle of insurance off your shoulders, they will ensure you don’t silly expensive mistakes.

Life Insurance in Dedham, Norwood, Newton, Wellesley, MA

How much do you really know about life insurance? Find out more about the homeowners insurance policy in the article below

So much has been said about life insurance so far… and there are so many sources where you can get plenty of information regarding your policy. But there are still a great number of people who don’t understand how a homeowners insurance policy works and how it can actually benefit them.

However, when you have all the right information regarding life insurance and its complex web of features and functions, it’s easier to make the right decision.

Here are a few tips to help you understand life insurance better:

  1. Do you know when is the right time to purchase life insurance? – in short, you always need life insurance if there is someone who is relying on you, financially. This means everything from a life partner, a child of dependent parents, the sibling of a dependent adult to an employee, an employer and even a business partner.
  2. Life insurance is not about helping those left behind cover the costs of final expenses, outstanding debts and mortgages, for example and it is important for all members of the family.
  3. The policy for homeowners insurance is also called a contract – this is because the life insurance company that you choose pools the premiums of policyholders and pays out claims, when a person’s death occurs.
  4. Life insurance does not represent an investment – it is rather a risk management tool.
  5. Are you aware of the term and permanent life insurance varieties? – if you want to opt for the least expensive and the most widely applicable one you should definitely choose term. While the the premiums are guaranteed for the length of the term, you should know that the policy premium of a life insurance company based on a term, is based on the probability that the insured will die within 10, 20 or 30 years.

Contact your local life insurance agency in Needham, Norwood, Dedhem, Wellesy, Newton and Norfolk MA for more information!

Dedham, Needham, Newton, Wellesley, Norwood, MA Insurance

What are the basics for boat insurance? – Have you discussed it with your insurance agency yet?

Are you truly familiar with the differences between marine and boat insurance? Just like many other boat owners out there, there are plenty of people who don’t understand the basics of boat insurance and thus have to deal with a lot of problems along the way.

You should be aware that there are variations beyond the basic coverages common to both. In fact, there are important differences that set boat and yacht policies apart.

What is the essential coverage form of the standard marine policy and how does it affect boat insurance?

Any marine policy is structured from liability and physical damage coverage. But do you know the differences that can be found in these two policies? If you take liability coverage, for example, you should know it is responsible for covering legal obligations to third parties due to injury, loss of life or property damage.

Physical damage coverage, on the other hand, reimburses for damage to the boat and its machinery. It is recommended that you select a policy that continues to cover your vessel even when it is stored or being transported by trailer.

Do you know the difference between agreed value and actual cash value?

Agreed value – it reimburses a policy that continues to cover your vessel even when it is stored or being transported by trailer.

Actual cash value – it provides less coverage and takes into account depreciation and the condition of the boat at the time of loss

How to calculate the total cost of your boat insurance?

The total amount of money that you will have to pay for your boat insurance will depend on several different factors such as: the value of the boat, its length, age, the type or the mooring location.

Speak to your insurance agency about the boat insurance that is right for you in your area of Newton, Norfolk, Needham, Norwood, Dedhem and Wellesy, MA today!