Life Insurance in Dedham and Wellesley, MA

Why Do We Need Life Insurance?


This is a question that a lot of people raise when they hear about life insurance. Many people do not know what life insurance really is, what kind of benefits it can bring and most importantly why it is so important to have one.

What is life insurance?

Life insurance is a contract between a person and an insurance company, a contract that can bring a huge financial benefit to the insurer’s loved ones in case of their death. The insurer agrees to pay a certain amount of money to make sure that people who depend on them financially, are going to be taken care of, even when the insurer is gone.

Why do we need life insurance?

People never want bad things to happen to them and they even like thinking that unfortunate things cannot happen to them, only to others. The truth is, that an unexpected bad situation can occur anytime, because it does not always depend on us. Even if we drive safely, somebody might crash into us or even if we are good and respectable citizens, we can still be attacked by criminals. We would like to live forever, but it is not possible.

Unfortunately, bad things and tragedies happen and we cannot control them. But we can think about protecting the people we love by having a life insurance policy. As a parent you can take care of your child’s future education by buying a life insurance policy.

College education is very expensive but if you think about it, in time, an insurance policy can help a lot. Businesspeople often purchase life insurance policies to protect themselves against great service loses in case of key employees’ loss of life.  They can also purchase a life insurance for their business partner, in order to protect the company from the losses that might appear as a result of their partner’s unexpected decease.

Life insurance is a necessary thing for any responsible person, who thinks about every unexpected bad thing that might strike them. Very good, beneficial and affordable life insurance policies can be purchased in many cities all over the US: Newtown, Norfolk, Needham, Norwood or Dedhem.